Before reading MMM’s post, all I knew was that I wanted to save up money long-term, in preparation for a house, kids, and a very far off retirement someday. (here’s a clip from the episode, Season 3 Episode 8, called Spoiler Alert) From then on, they can’t stop noticing each other’s flaws. Once pointed out, you hear the sound of shattered glass as their bubble is burst. There’s a scene in “How I Met Your Mother” where the various characters don’t notice certain annoyances about each other until someone else points them out. Many people use the 4% rule as a guideline, so if your portfolio was $1 million, you could safely withdraw $40,000 per year. Financial independence refers to the point where your investments are able to cover your yearly expenses. He’s widely considered to be one of the most popular and influential bloggers of the FIRE movement (Financial Independence Retire Early). Money Mustache that has had a massive impact on many people. The “ Shockingly Simple Math Behind Early Retirement” is a classic post from Mr. I can’t remember how I stumbled across it, maybe it was one of the articles my dad would periodically send over to me, but one day I read a single blog post that completely changed my thinking. I think I had the vague idea that I could use the money for college expenses. Although I knew I “should” be saving money, and it came easily to me, I didn’t have a specific goal I was working towards. To me, it was obvious that I should be saving the money I was making. I started working at a restaurant 2 months after turning 16.
Is it for comfort? Security? Confidence? I’ve always felt that the more I save up, the more options I have for the future. Whether it was Halloween candy, packs of baseball cards, or Christmas presents, I have always placed a high importance on delayed gratification. Please read my disclosure for more information.įor as long as I can remember, I’ve always been a saver.
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